Built for Canadian Investors

Canadian dividend retirement planning
without spreadsheet hell.

Live dividend health scores, BUY/HOLD/SELL signals, and a DRIP income runway projection — built for TFSA, RRSP, LIRA, CPP/OAS, and CAD/USD portfolios.

Built and personally used by a Canadian retail investor — not a fintech committee.

DRIP + Monthly Contributions · 25-Year Income Runway
Portfolio income
Monthly goal
Goal reached — loading projection…
Try TD·ENB·BCE·RY·XIU.TO
What you get
◈ Portfolio
Portfolio Tracking
Track any mix of dividend stocks and ETFs. Real-time health scores, BUY/HOLD/SELL signals, yield-on-cost, and unrealized gains — in one terminal-style dashboard.
Growth Yield Balanced Speculative
↗ Projection
DRIP Projection
See exactly how dividend reinvestment compounds your income over 1–30 years. Add monthly contributions and compare scenarios side by side with an interactive chart.
30-yr horizon Monthly contributions
▦ Calendar
Dividend Calendar
Every upcoming payment organized by quarter or full year. Toggle DRIP on to see how reinvestment grows each future payout in real time.
Quarterly view DRIP toggle
What makes DivSight different

The longer you use it, the more it knows.

Insights, not just numbers. Every analysis surfaces 2–4 plain-English observations about your actual portfolio — not generic advice, your data. "You're 91% concentrated in Financials." "Three holdings are yielding well above their historical average." "At your current growth rate, you'll hit your income goal by [month]." No spreadsheet, no interpretation required.

Your own history, nobody else's. Starting the month you sign up, DivSight quietly tracks your portfolio's real income, value, and score. A year from now, you'll have a genuine record of your own journey — something no competitor can hand you on day one, because it isn't data about the market. It's data about you.

Real accuracy, not decoration. DivSight's scoring engine treats REITs differently from regular equities because their accounting is genuinely different. It flags yield traps before you fall into one. It's been audited against real dividend-safety research, not just built and left alone. When it says 78/100, it means something.

Who this is for
🏦
TFSA & RRSP Investors
Track dividend income across registered accounts and model your tax-sheltered income runway. Know the month your dividends cover your expenses — without a single formula.
🔓
LIRA & Pension Unlock Planners
Got a locked-in pension or LIRA unlocking at 55 or 65? Model the lump sum as an income source in your projection alongside CPP, OAS start dates, and existing holdings.
🎯
FIRE & Coast FIRE Planners
Set a monthly income goal and see the exact projected month your DRIP-compounded dividend income becomes self-sustaining. No spreadsheet, no manual recalculation.
📉
Spreadsheet Refugees
Tired of broken VLOOKUP formulas, stale CSV exports, and manually tracking ex-div dates? DivSight updates every metric live — health scores, signals, income, and DRIP projections.
🪙
Cash Accumulators
Not everyone reinvests every dividend. Track idle cash alongside your holdings, earn (or don't earn) interest honestly, and see it factored into your real income — without pretending it's invested when it isn't.
Sample Output

This is what your portfolio looks like inside DivSight.

Real dividend health scores, orientation-aware BUY/HOLD/SELL signals, projected monthly income, and a 25-year DRIP chart — for every ticker you track.

  • 78/100 health score based on yield, cash-flow coverage, debt, dividend-growth streak, payout ratio, and earnings trend
  • BUY signal generated from orientation-adjusted scoring — not generic ratings
  • $847/month projected from your current holdings at today's distribution rate
  • 25-year DRIP projection shows income growing to $3,240/month via reinvestment
  • Quarterly dividend calendar with ex-div dates and next payment amounts
Analyze your portfolio free →
Live example · VDY.TO · 6,600 units tracked
VDY.TOETF
Vanguard FTSE Cdn High Div Yield Index ETF
Canadian Equities
BUY
$37.50
78
/ 100
Dividend Health Score
Strong yield · Consistent quarterly distributions
Low MER · Broad Canadian equity base
Dist Yield
4.11%
Annual Dist
$1.54/unit
MER
0.22%
Distributions
Quarterly
Your Units
6,600
Position Value
$247,500
Recent Distributions
$847/mo
At current holdings · CAD
$3,240/mo 25-yr DRIP projection

Simple, transparent pricing

Start free. Upgrade to Plus any time for $8.99/mo CAD — cancel whenever you want.

Free
$0/mo
Always free
  • 1 saved portfolio
  • Up to 10 holdings per portfolio
  • Up to 5 watchlist tickers
  • 6-factor dividend health scoring + BUY/HOLD/SELL signal — full access
  • Dividend calendar — full access
  • Retirement income projection (single scenario)
  • Multi-currency display (USD/CAD/EUR)
  • Custom goal progress tracking
  • Landing page ticker lookup — full access, no login needed
Coming Soon
Pro
Coming Soon
Join the waitlist for early access

For investors who want deeper statistical confidence in their retirement plan.

  • Monte Carlo simulation / Portfolio Survival Rating
  • Sector-specific dividend cut probabilities
  • Historical drawdown scenario modeling (2008, 2020, Canadian banking crisis)
  • Exportable reports

Sign up free, then upgrade to Plus any time from your account.

Start tracking your portfolio free

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